LOAN SERVICES

Auto Loans are our specialty! At A+ Credit Union, we do more auto lending than all other loan programs combined. Why? Because our prompt service speaks for us. Ask our members who added millions of dollars in new car loans over the last three years. A satisfied member is our best calling card!

See us before shopping for your new auto. The way we see it, you should shop with peace of mind and without pressure. An auto is not only a highly personal choice but a heavy financial commitment. Getting a preapproval allows you to control that process, to fit the purchase to your financial plan. It means you get the best deal and if it takes time, we're in no hurry. We've been doing this for about fifty years. We wouldn't say that unless we were good at what we do. Our Loan Preapproval is good for up to 90 days. Preapproval is just our way of helping you to achieve satisfaction after the purchase.

We also offer a high quality gap insurance so if you have an accident that totals your car, you won't be hurt financially. With gap the loan is paid in full as part of our service guarantee.

VISA Credit Cards? Sure, a no annual fee VISA Credit Card with a rate of 11.50%. No cash advance fees, no hassles, a 25 day grace period on purchases and a toll free VISA balance line: 800-808-7230. Purchase vacation tickets using our VISA for the added satisfaction of up to $250,000 of travelers insurance. Transfer the balance from a bank card, and it may surprise how you how much you save!

Of course we have other loan programs: home equity for home improvements or tax savings, a personal line of credit we call TLC (the Loan Check), furniture and appliance loans, holiday and back-to-school-loans, vacation loans, even consolidation loans and much more. For every borrower, we have a plan. Add payroll deduction or automatic payment from your shares or checking and repayment is as simple as your direct deposit.

On every loan we offer low cost credit life or disability insurance. Our payment protection rates are among the lowest in the industry. And we don't finance term insurance premiums. You pay monthly as you go saving you hundreds in finance charges over every bank and finance company in town!

We clearly work hard to win your business and to offer cost saving products and services to you.

Contact us for more information regarding our loan programs and/or review our loan rates online.

Please Note: APY=Annual Percentage Yield, APR=Annual Percentage Rate. Rates are subject to change without notice. Ask a credit union employee for further information about rates. annual percentage yield, fees and terms applicable to the advertised accounts.

Please Note: We are not liable for content or availability of linked sites.

American Share Insurance privately insures this credit union. This credit union is not federally insured, and if this institution fails, the federal government does not guarantee that depositors will get back their money.