Idaho Falls Teachers Credit Union
Privacy Notice

Idaho Falls Teachers Credit Union is run by a board of directors you elect. We are a non-profit, member-owned cooperative that exists to provide a service to you, our member-owners. This separates us from other financial institutions. Our mission is to provide only high quality financial services that benefit you, not a third party.

We are required by a new federal law to give you this privacy notice to explain how we collect, use and safeguard your personal financial information. If you have any questions, please contact a member service representative at (208)522-8576.

Philosophy of Your Credit Union

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these arrangements, we may disclose all of the information we collect as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements.

To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do no permit these companies to sell to other third parties the information we provide to them.

What We Collect & Disclose About You

We collect and may disclose nonpublic personal information about you from the following sources:

-Information we receive from you on membership and loan applications and other forms;
-Information about your transactions with us or with others;
-Information we receive from a consumer reporting agency;
-Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.

We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

If you terminate your membership with A+ Credit Union, we will not share information we have collected about you except as permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.

Rest assured, A+ Credit Union has a strong interest in maintaining the privacy of your personal account information. We always have.

Please Note: APY=Annual Percentage Yield, APR=Annual Percentage Rate. Rates are subject to change without notice. Ask a credit union employee for further information about rates. annual percentage yield, fees and terms applicable to the advertised accounts.

Please Note: We are not liable for content or availability of linked sites.

American Share Insurance privately insures this credit union. This credit union is not federally insured, and if this institution fails, the federal government does not guarantee that depositors will get back their money.